All articles by: admin

Avoiding a Furnace Fiasco

The National Fire Protection Association (NFPA) reports that heating equipment is the leading cause of home fires during winter, and trails only cooking equipment the rest of the year.  Protect your home and family by having your furnace cleaned and inspected every year and installing a carbon monoxide detector.
Annual furnace inspection

The exhaust vent should [...]

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Create A Safe Workplace

There are three main categories of risk for business owners: people, environment, and company.  Business owners have the responsibility for each of these categories and should follow simple steps to ensure safety.
Keeping your employees and customers safe and healthy is as important as running the business itself.  Keep these tips in mind:

Have options in place [...]

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10 Reasons to Check Your Coverage

As our lives change, so do our insurance needs. Speaking to your ERIE Agent about these changes can ensure that you have adequate coverage. In some cases, your agent can also offer safety guidance.
The following situations are examples of when to check your coverage:
1. Remodeling or Building an Addition to Your Property – When you [...]

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Fivestar Contractors
ERIE’s FivestarSM contractors program is designed to meet the insurance needs of today’s contractors. It includes coverages for your property, income protection and liability needs.The coverage can also be tailored to meet your specific needs with a wide range of optional endorsements.
Property Coverage
ERIE’s broad building definition, in addition to covering your buildings, [...]

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Auto1

What to Do After a Car Accident
If you have ever been involved in a car accident, you may remember feeling angry, panic-stricken and uncertain of what to do. By following a few simple steps after a car accident, you can prevent additional injuries, reduce costs and expedite vehicle repairs and your insurance claim.
Erie Insurance also [...]

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Home1

Ultracover
Erie Insurance’s premier package offers the highest levels of security for you and your home. Coverages include:

Your home and any attached structures. (Replacement Cost Settlement)
Other structures at your premises that are separate from the dwelling. (Replacement Cost Settlement)
Personal property wherever it may be. (Replacement Cost Settlement)
Loss of use, which covers the additional living expenses you [...]

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EPL Insurance

What is it and Why do I need it
EPL protects employers from employees’ claims of discrimination, wrongful termination or harassment. EPL insurance pays for liability damages and defense costs due to charges brought by full-time, part-time, temporary and seasonal employees, applicants for employment and recognized volunteers.
In employee lawsuits, owners and managers are typically named as [...]

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Don’t talk to Strangers!

There are a lot of choices for purchasing home owners’ insurance in the Rochester Region.  My Dad always told me to buy local whenever I could for several reasons; I would be supporting the local economy, I would be dealing with folks that were my neighbors, and it would be easier to build a trust [...]

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About Homeowner’s Insurance

Why do you need homeowner’s insurance coverage? For one thing, you probably can’t buy a house without it because most mortgage holders require you to have it.  But honestly—why wouldn’t you want home insurance? Your home is one of your largest investments you’ll ever make during your lifetime. Makes sense to protect it, doesn’t it?
So, [...]

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Dogs Biting Insurers’ Bottom Lines

Following is what could be considered to be an amusing article regarding the Insurance Industry…  Read the article and then we’ll discuss why we say it could be an amusing article:
Rash of dog bites cost insurers $412 million in 2009; bite claims up 30% from 2003 to 2009.
Man’s best friend is shaping up to be [...]

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